With many Uber drivers on the road today, it has become increasingly likely you will be involved in an accident with one of these drivers. While the good news is that you will have the option to sue and receive compensation for your injuries, the bad news is there are several scenarios that will determine who may be sued, and how much compensation you can receive. Thus, if you have been struck by an Uber, contact a rideshare accident attorney immediately.
“Off the Clock” Driver
If you are struck by an Uber driver who is “off the clock,” meaning they have turned off their app and are not accepting fares, you will file a claim against the driver’s personal auto insurance policy. In many states, this means the driver’s insurance will include $25,000 liability per person, $50,000 per accident, and $25,000 for property damage.
Driver Between Fares
If a driver is on the clock but between fares, your claim will involve not only the driver’s personal auto insurance, but also Uber’s contingency insurance. In most cases, Uber’s insurance will add $50,000 in liability coverage, $100,000 per accident, and an additional $25,000 for property damage.
Driver Carrying a Passenger
If an Uber driver strikes you while they are carrying a passenger, your claim will be with Uber itself. In these cases, the company’s insurance policy carries $1 million in both liability and property damage coverage.
Negligence and Carelessness
In any of these scenarios, if it can be proven the Uber driver acted in a careless or negligent manner in causing the accident, your rideshare accident attorney may be able to seek additional compensation for your injuries. Examples of negligence include:
–Driving while intoxicated or impaired by drugs or alcohol
–Driving recklessly or at high rate of speed
–Driving while distracted (texting, talking on cellphone)
–Driver ignoring street lights, stop signs, or other rules of the road
In any of these scenarios, it is important you gather as much evidence as possible while at the scene. If you can, use a smartphone to take photos of vehicle damage and nearby stop signs, and also attempt to gather contact information from the driver and any witnesses.
If you have been hit by an Uber, contact a rideshare accident attorney immediately. By doing so, you will have an experienced professional working to protect your legal rights and get you the maximum compensation you deserve.